Personal Insurance

Personal Insurance Coverage in the Lone Star State

Keep yourself, your family, your belongings and your property protected with adequate personal insurance coverage. Count on us for great advice and polices for auto insurance, home insurance and life insurance. Call (855) 467-4899 for more details.

Commercial Insurance

Slide title

Write your caption here

Button

Auto insurance

Auto insurance policies contain six types of coverage. Each state has different requirements for coverage. When you finance a vehicle, the lender may also levy certain requirements for coverage. Most auto policies are purchased for periods of 6 months to 1 year. You will be notified by your auto insurance company when it’s time to renew your policy, in addition to being billed for the premium.

Read More
The most basic type is liability coverage. It protects you if you are at fault in an accident. Normally, you are only able to opt for liability-only coverage when you own your vehicle outright. If the vehicle is financed, the lender and the insurance company will most likely require you to have full coverage. A full-coverage policy may include eight types of coverage, or a combination:
- Property Damage
- Bodily Injury
- Comprehensive
- Collision
- Medical Payments or Personal Injury Protection (PIP)
- Uninsured/Underinsured
- Rental Reimbursement
- Towing and Labor
We also consult on Auto Insurance policies for motorcycles, boats, RVs, trailers, antique/classic cars.

Home insurance

Many homeowners may cringe at paying monthly for home insurance coverage when they may never use it, but not only do most mortgage lenders require it, it's not a good expense to skip. Sure, it's costly, but if the time came when you were hit with an injury lawsuit or your home had to be replaced altogether, you'd be happy to have it.

Read More
The six types of Home Insurance coverage offered in a standard policy are:
- Coverage A- Dwelling
- Coverage B- Other Structures on Your Property
- Coverage C- Personal Property/Contents
- Coverage D- Loss of Use
- Coverage E- Personal Liability Protection
- Coverage F- Medical Payments
We also consult on the following types of Home Insurance:
- Renters
- Condo
- Manufactured Home
- Flood, Windstorm and Earthquake Insurance
- Home Content Coverage (e.g. jewelry, electronics)

Slide title

Write your caption here

Button

Slide title

Write your caption here

Button

Life insurance

A Life Insurance policy provides you and your family with peace of mind. After all, it's nice to know that your loved ones are protected and can benefit from the fruits of your labor so they can invest in their own future.

We also consult on personal life insurance policies including Universal Life Insurance and Term Life Insurance.