Home Owners Insurance

In the case of a flood, a theft, a fallen tree or an injury to a visitor on your property, you don't want to be left footing the (potentially huge) bill. That's why you need homeowner's insurance, which will cover you in all of these instances and more. But all the details of a home insurance plan can be confusing, especially for new home owners.

Many home owners may cringe at paying monthly for home insurance coverage when they may never use it, but not only do most mortgage lenders require it, it's not a good expense to skip. Sure, it's costly, but if the time came when you were hit with an injury lawsuit or your home had to be replaced altogether, you'd be happy to have it.

The six types of Home Insurance coverages offered in a standard policy are:

• Coverage A- Dwelling

• Coverage B- Other Structures on Your Property

• Coverage C- Personal Property/Contents

• Coverage D- Loss of Use

• Coverage E- Personal Liability Protection

• Coverage F- Medical Payments

We also consult on the following types of Home Insurance:

• Renters​​

• Condo​

• Manufactured Home​

• Flood, Windstorm, & Earthquake Insurance​

• Coverage for your Jewelry, Electronics, and etc..