In the case of a flood, a theft, a fallen tree or an injury to a visitor on your property, you don't want to be left footing the (potentially huge) bill. That's why you need homeowner's insurance, which will cover you in all of these instances and more. But all the details of a home insurance plan can be confusing, especially for new home owners.
Many home owners may cringe at paying monthly for home insurance coverage when they may never use it, but not only do most mortgage lenders require it, it's not a good expense to skip. Sure, it's costly, but if the time came when you were hit with an injury lawsuit or your home had to be replaced altogether, you'd be happy to have it.
The six types of Home Insurance coverages offered in a standard policy are:
Coverage A- Dwelling
Coverage B- Other Structures on Your Property
Coverage C- Personal Property/Contents
Coverage D- Loss of Use
Coverage E- Personal Liability Protection
Coverage F- Medical Payments
Flood, Windstorm, & Earthquake Insurance
Coverage for your Jewelry, Electronics, and etc..
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8000 IH 10 West
San Antonio, TX 78230
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